The federal government has revised the profit rates on all National Savings Schemes, effective September 17, 2025.
According to data from the Central Directorate of National Savings (CDNS), profit rates have been increased for Short Term Savings Certificates, the Sarwa Islamic Saving Account, and the Sarwa Islamic Term Account, while the rate of return on Defence Savings Certificates has been reduced.
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The profit rate on Short Term Savings Certificates has been raised from 10.36% to 10.42%, and the rates on both the Sarwa Islamic Saving Account and Sarwa Islamic Term Account have been increased from 9.50% to 9.92%.
Meanwhile, the rate of return on Defence Savings Certificates has been lowered from 11.54% to 11.42%.
