Roshan Digital Account Inflows Reach $201M in May - Bloom Pakistan

Roshan Digital Account Inflows Reach $201M in May

Islamabad, June 27, 2025: Roshan Digital Account (RDA) inflows showed a significant boost in May 2025, climbing to $201 million, reflecting a strong month-on-month increase of $24 million. This brings the cumulative inflows to an impressive $10.38 billion, highlighting the growing confidence of overseas Pakistanis in the country’s banking and investment ecosystem.

According to the State Bank of Pakistan (SBP), out of the total inflows, $8.43 billion has already been repatriated or utilized, signifying active participation and trust in RDA-based financial instruments. The Net Repatriable Liability stands at $1.94 billion, accounting for just 18.76% of total inflows, which indicates a relatively low future outflow pressure and enhances external sector stability.

The surge in May’s figures underscores the continued role of RDA as a critical source of foreign exchange (FX), especially amid renewed investor confidence and improving economic sentiment. With macroeconomic indicators showing signs of stabilization and the government’s commitment to structural reforms, overseas Pakistanis are finding renewed trust in the country’s future.

Launched in September 2020, RDA allows non-resident Pakistanis (NRPs) to invest in various avenues such as Naya Pakistan Certificates (NPCs), stock markets, and real estate, all while enjoying full repatriation rights. The flexible nature, digital onboarding process, and attractive returns have contributed to the program’s success and rising monthly inflows.

Analysts believe the upward trend in RDA deposits is likely to continue in the coming months, especially if global markets remain stable and Pakistan maintains its trajectory of economic reforms and FX stability.

With a total of $10.38 billion accumulated since inception and a rising growth curve, RDA continues to be a pillar of financial inflows, offering a dependable avenue for overseas Pakistanis to contribute to the national economy.

As Pakistan gears up for further reforms and investor-friendly policies, the role of RDA in strengthening foreign reserves and maintaining external account health will be more crucial than ever.