Islamabad, May 18, 2025: In a significant move to boost financial inclusion, ABHI’s Middle East chapter has teamed up with LuLu Financial Holdings, a top-tier global financial services powerhouse.
This strategic partnership is set to transform how expatriate workers in the UAE manage and send money back home, providing faster, easier, and more reliable remittance solutions.
Through this collaboration, UAE-based workers will gain instant access to their earned wages — thanks to innovative Earned Wage Access (EWA) technology — allowing them to send money home through LuLu Exchange without waiting for traditional payday cycles.
This groundbreaking approach introduces “Send Now, Pay Later” (SNPL) services, offering unprecedented flexibility and financial control to millions of migrant workers.
Experts highlight that financial inclusion and access to timely remittances are crucial for expatriates supporting families abroad, often in economically vulnerable situations.
By eliminating the wait times associated with conventional payroll systems, this initiative empowers workers to address urgent needs or emergencies without financial strain.
Data shows that remittances contribute significantly to many developing countries’ economies, with the UAE being a major remittance hub.
ABHI and LuLu Financial Holdings’ partnership will not only streamline fund transfers but also enhance economic stability for thousands of families dependent on timely financial support.
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This collaboration sets a new standard for financial services in the region, leveraging cutting-edge solutions to tackle longstanding challenges faced by migrant workers.
If you or someone you know is working in the UAE, this could be a game-changer in managing finances and supporting loved ones.



