Islamabad, Sep 23: According to the most recent data released by the State Bank of Pakistan (SBP), the Investment-to-Deposit Ratio (IDR) has crossed 100 percent for the first time, while the Advance-to-Deposit (ADR) ratio decreased to 38.4 percent.
As a result of banks’ heightened attention to government securities, IDR has reached 100.8 percent, according to a brief analysis released by Arif Habib Limited (AHL) on Monday. ADR has also fallen to a historic low of 38.4% as banks continue to exercise caution when making loans and as demand is still muted due to high interest rates.