Islamabad, Mar 20, 2025: The Khyber Pakhtunkhwa government is making a groundbreaking move toward digital transformation by introducing a Universal Digital Payment System.
This initiative, named “Cashless Khyber Pakhtunkhwa,” aims to modernize transactions and facilitate seamless business payments across the province.
We have formulated a well-structured strategy to implement this system efficiently.
Relevant departments, institutions, and district administrations have received clear responsibilities and deadlines to ensure its successful execution.
Once fully operational, this system will revolutionize financial transactions by making digital payments compulsory for all public and private dealings, including small and large businesses.
With this initiative, Khyber Pakhtunkhwa will set a precedent as the first province in Pakistan to adopt a fully cashless economy.
Mobile service providers offering online transaction solutions will collaborate to implement the Universal Digital Payment System.
Developers will design the system to function even in offline modes, ensuring accessibility in areas with limited internet connectivity.
Officials will conduct a data collection initiative at the village council level to ensure widespread adoption, covering all types of businesses, including shops, stalls, vendors, and kiosks.
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This comprehensive approach will ensure that every business, regardless of its scale, becomes part of the digital payment framework.
Under the Cashless Khyber Pakhtunkhwa initiative, the government will require businesses, public transport services, and commercial centers to display QR codes to facilitate digital payments.
This measure will enhance convenience for both businesses and customers by providing a hassle-free and secure payment experience.
The authorities will enforce a well-defined regulatory framework to oversee the smooth implementation of the system.
District administrations will actively monitor and ensure compliance, while officials will launch a widespread public awareness campaign to educate citizens about the benefits of digital transactions.
This forward-thinking initiative will not only streamline financial transactions but also promote transparency, curb cash-related fraud, and enhance economic efficiency.
By embracing digital payments, Khyber Pakhtunkhwa is taking a significant step toward economic modernization and financial inclusion, setting an example for the rest of the country to follow.
