Islamabad, 16 May, 2025: Bans Defaced Notes, the State Bank of Pakistan (SBP) has declared that beginning July 1, 2025, any currency notes bearing pen marks, scribbles, or any kind of writing will no longer be legally valid for transactions.
Bans Defaced Notes has become a pivotal move by the central bank to restore the quality and dignity of Pakistani paper money.
Damaged Currency to Be Deemed Invalid
In a recent directive, the SBP confirmed that defaced banknotes will be rejected at all commercial outlets, banks, and financial institutions from the start of the new fiscal year.
This regulation comes in response to widespread misuse of currency notes, which are frequently found defaced by writing, stamping, or random doodles.
According to the SBP, such damage not only compromises the lifespan of paper money but also affects the overall perception of the currency’s value and authenticity.
Bans Defaced Notes will now be enforced across Pakistan with immediate outreach to retailers, the banking sector, and the general public.
Clean Currency Initiative
This initiative is part of a larger “Clean Note Policy” aimed at enhancing the visual and physical quality of Pakistan’s banknotes.
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SBP officials noted that many notes currently in circulation appear stained or written upon, which hinders their recognition and usability, especially for automated cash machines and international banking.
The decision, they emphasized, is designed to curb the casual defacement of money, a practice that has been overlooked for years.
A cleaner note environment also strengthens public trust in the financial system and represents a better image of Pakistan’s monetary standards at the global level.
Public Awareness and Compliance
To facilitate a smooth transition, the central bank has launched an awareness campaign to inform traders, banks, and the public about the upcoming change.
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Citizens are urged to exchange defaced notes at banks before the deadline and to avoid writing on new currency in future.
Bans Defaced Notes the SBP reiterates will promote accountability and improve currency handling etiquette, contributing to a more efficient and respected monetary system.



