UBL Launches Easy Monthly Installment Plan for Suzuki Cultus

Islamabad, May 11, 2025: Pakistani car buyers now have an exciting opportunity to drive home a brand-new Suzuki Cultus without breaking the bank.

Thanks to UBL Drive’s auto financing offer, Suzuki Cultus in Pakistan can now be purchased through easy monthly installments, minimal documentation, and flexible repayment terms—making car ownership more accessible than ever.

UBL Bank has introduced a customer-friendly financing deal for the Suzuki Cultus, one of Pakistan’s best-selling hatchbacks.

The new plan offers payment flexibility on all three Cultus variants—VXR, VXL, and AGS—helping buyers avoid the hefty upfront cost often associated with new car purchases.

Here’s how the offer breaks down:

Suzuki Cultus VXR – Price: Rs. 4,230,000
Initial down payment of Rs. 1,269,000
Finance amount: Rs. 2,961,000
Monthly installment: Rs. 69,667
Suzuki Cultus VXL – Price: Rs. 4,316,000
Down payment: Rs. 1,337,960
Financing: Rs. 2,978,040
Monthly installment: Rs. 70,068
Residual installment: Rs. 53,026
Suzuki Cultus AGS – Price: Rs. 4,618,000
Down payment: Rs. 1,662,480
Financed amount: Rs. 2,955,520
Monthly payment: Rs. 69,538

The financing scheme is offered at a fixed interest rate of 14.5%, with repayment plans ranging from 1 to 5 years. Customers also benefit from a residual value option of up to 50%, making it easier to trade in or refinance later.

What Makes This Offer Stand Out?
Compared to traditional loans, this plan reduces initial financial pressure while maintaining predictable payments. It’s a great option for salaried individuals or small business owners seeking a reliable, fuel-efficient car without tying up their cash flow.

Expert Insight:
According to auto market analyst Faisal Raza, “UBL’s Cultus financing plan arrives at a crucial time when inflation has tightened household budgets. This installment-based scheme offers a smart pathway for middle-income buyers to own a quality vehicle without taking on unmanageable debt.”

Key Benefits: