Looking for a secure investment with big rewards? The ₨40,000 Premium Prize Bond offers you the best of both worlds—safe, government-backed investment with regular profit payments and a chance to win massive cash prizes through quarterly draws.
What is the Rs. 40,000 Premium Prize Bond?
The ₨40,000 Premium Prize Bond is a registered prize bond launched by the Government of Pakistan, in collaboration with the State Bank of Pakistan (SBP) and the Central Directorate of National Savings (CDNS). Unlike ordinary bearer bonds, this one is registered in your name and linked to your CNIC and bank account, ensuring complete safety and transparency.
With a higher prize pool and biannual profit, it is ideal for individuals seeking reliable returns with a chance to win big.
Key Features of the Rs. 40,000 Premium Prize Bond
| Feature | Details |
|---|---|
| Bond Type | Registered |
| Denomination | Rs. 40,000 |
| Profit Rate | Approx. 3.10% (paid biannually) |
| No. of Draws | 4 annually (quarterly) |
| Issued By | State Bank of Pakistan / CDNS |
| Tax Deduction | 15% for filers, 30% for non-filers |
| Eligibility | Pakistani Citizens with valid CNIC |
Rs. 40,000 Premium Prize Bond Draw Schedule 2025
Here is the expected prize bond draw schedule for 2025:
| Draw No. | Date | City |
|---|---|---|
| 1st Draw | March 11, 2025 | Karachi |
| 2nd Draw | June 10, 2025 | Lahore |
| 3rd Draw | September 9, 2025 | Faisalabad |
| 4th Draw | December 9, 2025 | Multan |
Note: Always verify the final schedule on the official CDNS or SBP website.
READ MORE: Rs. 100 Prize Bond Result Today – Full Draw List & Winner Info
Rs. 40,000 Premium Prize Bond Prize Details
The ₨40,000 Premium Bond offers impressive cash prizes:
| Prize Category | No. of Winners | Prize Amount |
|---|---|---|
| 1st Prize | 1 Winner | Rs. 80,000,000 |
| 2nd Prize | 3 Winners | Rs. 30,000,000 each |
| 3rd Prize | 660 Winners | Rs. 500,000 each |
How to Buy Rs. 40,000 Premium Prize Bond
You can purchase this bond from:
- Designated branches of the State Bank of Pakistan
- Scheduled banks like NBP, HBL, UBL, MCB, ABL, etc.
Documents Required:
- Original CNIC & copy
- Valid bank account (IBAN required)
- Source of income proof (for AML compliance)
- Duly filled application form
Registration Process
Since it’s a registered bond, it is linked to your name and bank account. Upon purchasing:
- Your bond is recorded under your CNIC.
- You start receiving biannual profit directly into your bank account.
- You are automatically included in the quarterly prize draws.
How to Check Results
Prize bond results are published on:
- National Savings official website: www.savings.gov.pk
- State Bank of Pakistan website
- Leading newspapers and financial apps
- SMS alerts (if subscribed via your bank)
How to Claim Your Prize
If your bond wins, follow these steps:
- Visit your nearest SBP Banking Services Corporation (BSC) or authorized bank.
- Provide:
- Original CNIC
- Winning bond
- Filled prize claim form
- Bank account details
- Your prize will be transferred directly to your account after tax deduction.
Why Invest in Rs. 40,000 Premium Prize Bond?
- Safe, government-backed investment
- Registered and traceable—no risk of theft/loss
- Biannual profit and chance to win big
- No capital loss if kept till maturity
- Encourages formal banking and investment culture
READ MORE: Rs. 1500 Prize Bond Draw Result – Latest Updates, Winners & Draw Schedule
Conclusion
The ₨40,000 Premium Prize Bond 2025 is a smart choice for high-net-worth individuals and regular investors who prefer low-risk investment with big reward potential. With quarterly draws, secure registration, and profit payouts, it combines stability with the thrill of winning.
Stay updated with the prize bond schedule, check results regularly, and ensure you are a filer with FBR to avoid heavy tax on winnings.
